Your Mortgage Partner in Ontario
With nearly two decades of banking experience and a passion for helping clients the banks overlook, Nalin Jayaseelan built Encore Mortgage to deliver real solutions.
Meet Nalin Jayaseelan
Mortgage Agent Level 1 — Fides Mortgages, Dominion Lending Centres
Independently Owned & Operated | FSRA Lic #13727
Before launching Encore Mortgage, Nalin spent 18 years at CIBC building deep expertise in banking, lending, and client relationships. Over nearly two decades, he gained first-hand knowledge of how major financial institutions evaluate mortgage applications — and where they fall short for everyday Canadians.
That experience drove him to go independent. Too many hardworking clients — the self-employed, newcomers to Canada, those with bruised credit — were being turned away by the big banks despite having the means to carry a mortgage. Nalin made it his mission to bridge that gap.
Today, Encore Mortgage specializes in alternative lending through B lenders and commercial mortgage financing. Whether it’s a first-time buyer who doesn’t fit the traditional mold or an investor seeking multi-million-dollar commercial funding, Nalin brings the same hands-on, solution-driven approach to every deal.
Early in his independent career, Nalin closed a record commercial deal — a milestone that cemented his reputation as a broker who delivers on complex transactions. He went on to earn his Commercial Mortgage Brokering Certificate, was named Rookie of the Year at Fides Mortgages, and became a member of the Premier Club at Fides Mortgages.
Based in Scarborough and serving clients across Ontario, Nalin’s approach is simple: listen first, find the right solution, and fight for the best terms. No call centres, no hand-offs — just a dedicated mortgage professional who picks up the phone.
Why Clients Choose Encore
A different kind of mortgage experience — built on trust, expertise, and real results.
Banks Said No? We Say Let’s Talk.
Specializing in alternative lending for clients turned away by traditional banks. Self-employed, bruised credit, newcomers — there’s usually a path forward.
One Broker, Full Attention
No call centres, no hand-offs. You work directly with Nalin from the first conversation to closing day. Your deal gets the focus it deserves.
Commercial Expertise
From multi-family to retail to construction, experienced guidance on complex commercial mortgage deals across Ontario.
Ready to Work Together?
Book a free, no-obligation consultation. We respond within 24 hours.
(416) 271-4055